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Boutique yoga and Pilates studios run on a very different payment rhythm to big-box gyms. Most of your revenue arrives through a class-booking platform such as Mindbody, Momence, Glofox or ClassPass, where scheduling, memberships and card processing are bundled together. That means your real 'merchant fee' is often the payment rate built into the booking app, not a standalone terminal contract. Understanding where that fee sits is the first step to comparing it fairly.
Studios also juggle a distinctive revenue mix: prepaid 10-class packs, recurring memberships, casual drop-ins and high-ticket workshops or teacher training. Each is charged differently, and aggregators like ClassPass pay a set rate per visit rather than your shelf price. On this page we break down indicative card-processing costs for studios, why booking-platform bundling matters, and the questions owners most often ask before switching providers or renegotiating their setup.
Studios rarely pay a single rate. Payments taken inside a booking platform often carry a bundled processing fee at the higher end of the range, since scheduling and CRM are folded in. Direct eftpos or terminal taps for drop-ins can sit lower. Recurring membership debits and large prepaid packs spread fixed costs over bigger tickets, trimming the effective percentage. ClassPass and other aggregators pay a fixed amount per booked visit, so those visits do not attract your normal merchant rate at all. The blend depends heavily on how much volume flows through each channel.
Look for a setup that plays nicely with your booking platform rather than fighting it. If most payments already run through Mindbody, Momence or Glofox, the comparison is really about the processing rate inside that app versus routing some channels elsewhere. For front-desk drop-ins and workshop deposits, a simple tap terminal or a payment link can help. Favour providers with transparent recurring-billing handling for memberships, clear treatment of high-ticket teacher-training charges, and no lock-in that prevents you switching channels later. Always model your own channel mix before assuming any option is cheaper.
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